Same-day settlement
Fiat settlement the same day, not the next business day.
BitPay pioneered crypto acceptance for merchants. Coinsonnet is built for the stablecoin era — faster settlement, broader payout reach, and a modern API surface.
Fiat settlement the same day, not the next business day.
USDC and EURC as first-class balances, not just acceptance options.
Mass payouts with local off-ramps in 30 EEA countries from one balance.
Volume-based pricing from 0.4%, with no monthly platform fee.
Side by side
Compiled from publicly available information as of June 2026 and may not reflect recent changes. Spot something out of date? Tell us.
| Coinsonnet | BitPay | |
|---|---|---|
| Payments | ||
| Hosted checkout & payment links | ✓ | ✓ |
| Subscriptions & recurring billing | ✓ | Email billing |
| Invoicing | ✓ | ✓ |
| Mass payouts | ✓ | ✓ |
| Settlement to fiat | Same day | Next business day |
| Platform | ||
| Supported blockchains | 10+ | 15+ |
| Supported assets | 40+ | 100+ |
| Custody model | Qualified MPC custody | Custodial processing |
| On & off ramps | ✓ | Off-ramp focus |
| Compliance | ||
| Built-in KYT & sanctions screening | ✓ | ✓ |
| Travel-rule support | ✓ | Partial |
| Regulatory licensing | CASP and PI authorisations in application | Licensed (US MTLs, NY BitLicense) |
| Developers & support | ||
| SDKs (TS, Python, Go, Java) | ✓ | ✓ |
| Webhook replay | ✓ | Not listed |
| Support | Named contacts on enterprise plans | Business hours |
| Pricing | ||
| Setup & monthly fees | None | Plan-dependent |
| Transaction fee | From 0.4% | 1–2% |
FAQ
BitPay's strength is its track record. If your needs have grown toward stablecoin treasury, global payouts, or same-day fiat settlement, that's where our platform will be strongest.
We will provide hosted checkout, payment links, and an API that drops into the same places. Dedicated platform plugins are on our roadmap — talk to us about your stack.
Run both side by side, point new invoices at Coinsonnet, and let old BitPay invoices expire naturally. We expect most merchants to complete the switch within a billing cycle.
Run a test transaction in the sandbox, or talk to our team about migrating.